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SERVICES AND WEBSITE TERMS AND CONDITIONS OF USE
This is an independent web-based platform that helps match your insurance-related enquiries with relevant insurance providers in Singapore (“Services”). Usage of this website is subject to the terms and conditions listed here and by using, you agree to be bound by these terms and conditions. These terms and conditions may be revised from time to time without notice. Your use of this Services is free of charge.
The platform collate and forward your designated contact details and enquiries (“User Data”) to agents/brokers of your preferred insurance providers (“Designated Insurance Providers”) to enable them to duly consider and prepare a customised response or proposal to meet your specific requirements (“Purpose”).
Subject to availability of our website, we will use all reasonable endeavours to convey your User Data to agents/brokers of the Designated Insurance Providers as soon as practicable following submission.
USAGE OF OUR SERVICES
By using our website, you represent and warrant that all User Data provided to us is true and correct and that you are duly authorised to submit such data to us for the Purpose.
We shall not be liable in any way for any loss or damage or any inability to properly provide the Services to you as a result of your provision of any inaccurate User Data or from any unauthorized disclosure of User Data to us.
Without limiting the above, your consent in this respect extends to allowing us to submit your User Data to agents/brokers of Designated Insurance Providers to enable them to contact you by way of follow-up to your enquiries and to retaining your User Data for our internal management and/or record-keeping purposes, as well as for our marketing purposes.
You may withdraw your consent to the aforesaid use at any time subject to giving us reasonable notice. Upon receipt of such notice from you, we will correspondingly inform any agent/brokers to whom your User Data may have been submitted to immediately cease further use and to delete the relevant data.
You acknowledge and agree that any withdrawal of consent by you will adversely affect our continued provision of the Services to you.
You agree that you will not take any action that may damage or injure our reputation or goodwill in the course of using our website and availing yourself of the Services.
OUR RELATIONSHIP WITH DESIGNATED INSURANCE PROVIDERS
We merely provide a platform for communication between yourself and agents/brokers of Designated Insurance Providers and do not hold ourselves out as, in any way, providing insurance advice or conducting insurance business in Singapore.
Whilst we take the aforesaid precautionary steps in engaging with Designated Insurance Providers, we make no warranties or representations as to the initial or continuing accuracy or correctness of any representations given to us by these agents/brokers, which you are required to independently verify for yourself.
You agree that in the event of any dispute or other issue arising in the course of your dealings with any Designated Insurance Provider, you will be required to resolve such matters directly with the person(s) involved and/or his or their Designated Insurance Provider.
We further do not warrant that any Designated Insurance Providers will be able to satisfactorily respond to and/or have the appropriate insurance-related products to meet your specific requirements and we will not be responsible in any way should such agents/brokers fail to satisfactorily respond (or to respond at all) to your enquiries.
OWNERSHIP OF INTELLECTUAL PROPERTY RIGHTS
The content of this Web Portal including the text, graphics, and logo is our property and is protected by copyright and/or other proprietary rights. You may download, print, and store any copyright material for your personal use, but you shall not republish, distribute or commercially exploit the contents in any form without first obtaining our express written consent. You may not copy, reverse engineer, decompile, or create derivative works of the contents, or frame the Web Portal or any part of it. You may not modify or alter the contents in any way, or change or delete the copyright notice to the non-exclusive jurisdiction of the courts of Singapore.
YOUR USE OF OUR WEBSITE
You may use our website strictly in relation to the Services and for the Purpose and shall not take or permit any action that may in any way seek to deny service to or to corrupt, damage or otherwise interfere with the functionality of our website in any way.
Use of our website is on an “as is” basis and at the user’s own risk. We do not warrant that our website is or will be free from any system, server or connection failure or from any error, omission, interruption or delay in transmission or from computer viruses or other form of malware and/or from deliberate or malicious interference or attacks by third parties.
In no event shall we be liable to you for any loss of User Data or for any damages and/or losses resulting from any of the aforesaid causes or from any other causes beyond our reasonable control.
You agree to indemnify and hold us harmless against any costs, expenses, damages and/or losses (including legal costs on a full indemnity basis) that we may suffer or incur as a result of your breach of any of your representations, warranties, obligations and/or agreements as contained in these terms and conditions.
In no event shall we be liable for any punitive, incidental, consequential, special or indirect damages, including loss of future revenue or income, lost profit, loss of business reputation or opportunity relating to any breach or alleged breach of our Terms and Conditions, whether caused by negligence or otherwise howsoever.
GOVERNING LAW AND JURISDICTION
These Site Terms are governed by and construed in accordance with the laws of Singapore and you agree to be subject to the non-exclusive jurisdiction of the courts of Singapore.